DANA and QRIS Under These Terms
Our Terms & Conditions apply when you create, access or close a toto99 account, and they remain relevant when you use DANA, OVO, GoPay, QRIS, bank transfer or a virtual account. You must provide accurate account details, complete phone verification when requested and keep login credentials
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private. Payment records may be checked against the account name and receipt details before a transaction is accepted or released. Access to the account and available activities depends on local law, and we may apply a policy update when payment partners, technical controls or legal requirements
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change. We publish the current wording on this page and expect you to read the updated date before continuing.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.